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Financial measures for the family members:

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Firstly:

·         Protect yourself;

·         Stop being a "facilitator" of gambling.

Then:

Follow these general financial measures:

·         Do not repay the whole of the gambler’s debt in one go;

·         Get to know all items of debts, the total amount and monthly repayments;

·         Try to have a debt restructuring plan;

·         Provide only limited money assistance and by instalments.

If your family member continues to gamble, you can try the following:

Ø      Cancel all joint credit cards;

Ø      Terminate all joint accounts;

Ø      You can privately open an account to protect yourself. Bank statements can be sent to your relative’s address;

Ø      Make sure that the gambler does not know your bank PIN number;

Ø      Keep valuables in a safety box to avoid the gambler from pawning them;

Ø      Check and destroy all pre-approved credit cards received in the post;

Ø      Do not guarantee any loans or take any financial responsibility;

Ø      Inform creditors of the gambling problem and request them not to lend any more money to the gambler;

Ø      Take control of managing the family's finances.

If the gambler has stopped gambling, you can try the following:

v      Request the gambler to hand over or trim off all credit cards;

v      Request the gambler to transfer his salary into your account, and give them their living expenses on a weekly basis;

v      Request the gambler to explain their gambling problems to their creditors and offer to provide a repayment plan within thirty days;

v      Request the gambler to explain their gambling problem to relatives and friends and ask them not to lend out money to the gambler, in support of his recovery.

 

 

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Centre Manager: Mr. Peter Chan P
AddressG58A Birkenhead Street, London WC1H 8BW, United Kingdom
Telephone: 020 7833 8626
E-mail: admin@ccgr.org.uk